Tips on Finding Vision Insurance
- Posted on: Feb 18 2011
Lasik and other eye-related procedures are often covered by insurance plans or employer-provided flex-spending programs. Eyesight commonly begins to decline around age 40. Individuals approaching this stage of life should start exploring vision insurance if they do not have it already . It is important to begin the process before the need for intensive vision care arises.
How to Find Vision Insurance
- Check with your employer and insurance provider- you may have vision coverage provided by your employer. Checking with them is a beneficial first step to ensure you are not purchasing additional coverage when it is already available. If you have another form of insurance, verify your coverage with them as well.
- Contact a broker – if you do not already have coverage, a broker can help you explore your options. Coverage for vision care can vary greatly. You may find the process is simplified by using a professional.
- Verify the terms for basic coverage – the majority of vision insurance plans offer coverage for eye exams on an annual basis. Others will provide a set amount for eye glasses (or none at all). If you are only looking for basic coverage, ensure you look closely at these aspects of eye care.
- Check for specialized coverage – if you are interested in having coverage for Lasik treatment and other more intensive vision procedures, closely comparing coverage will be necessary. Different plans truly offer a wide range of coverage amounts, with varying deductibles and approved frequency of treatment.
Using Insurance for Eyesight Procedures
Posted in: LASIK